[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.somfer.sk\/co-si-kupit-byt-alebo-dom\/#Article","mainEntityOfPage":"https:\/\/www.somfer.sk\/co-si-kupit-byt-alebo-dom\/","headline":"\u010co si k\u00fapi\u0165, byt alebo dom?","name":"\u010co si k\u00fapi\u0165, byt alebo dom?","description":"Pl\u00e1nujete k\u00fapu rodinn\u00e9ho domu alebo bytu, no ke\u010f vid\u00edte tie vysok\u00e9 ceny, odr\u00e1dza v\u00e1s to? Mo\u017eno v\u00e1s pote\u0161\u00edm, \u017ee ceny nehnute\u013enost\u00ed na trhu za\u010d\u00ednaj\u00fa pomali\u010dky klesa\u0165.\u00a0\u00c1no, mo\u017eno ste to u\u017e zaregistrovali, ale ceny nehnute\u013enost\u00ed pomali\u010dky klesaj\u00fa. Aj pri vysok\u00fdch \u00farokov\u00fdch sadzb\u00e1ch sa to predsa len deje.\u00a0Vezmime si napr\u00edklad oby\u010dajn\u00e9ho \u010dloveka, ktor\u00fd pr\u00e1ve do\u0161tudoval vysok\u00fa \u0161kolu. […]","datePublished":"2023-08-29","dateModified":"2024-04-29","author":{"@type":"Person","@id":"https:\/\/www.somfer.sk\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.somfer.sk\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/65248d4269af31fa3fa693ee3fd479d0960b985d370ed586e59378332be7a3ce?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/65248d4269af31fa3fa693ee3fd479d0960b985d370ed586e59378332be7a3ce?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"somfer.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.somfer.sk\/wp-content\/uploads\/interior-5406644_640_2.jpg","url":"https:\/\/www.somfer.sk\/wp-content\/uploads\/interior-5406644_640_2.jpg","height":0,"width":0},"url":"https:\/\/www.somfer.sk\/co-si-kupit-byt-alebo-dom\/","about":["Dom a byt"],"wordCount":390,"articleBody":"Pl\u00e1nujete k\u00fapu rodinn\u00e9ho domu alebo bytu, no ke\u010f vid\u00edte tie vysok\u00e9 ceny, odr\u00e1dza v\u00e1s to? Mo\u017eno v\u00e1s pote\u0161\u00edm, \u017ee ceny nehnute\u013enost\u00ed na trhu za\u010d\u00ednaj\u00fa pomali\u010dky klesa\u0165.\u00a0\u00c1no, mo\u017eno ste to u\u017e zaregistrovali, ale ceny nehnute\u013enost\u00ed pomali\u010dky klesaj\u00fa. Aj pri vysok\u00fdch \u00farokov\u00fdch sadzb\u00e1ch sa to predsa len deje.\u00a0Vezmime si napr\u00edklad oby\u010dajn\u00e9ho \u010dloveka, ktor\u00fd pr\u00e1ve do\u0161tudoval vysok\u00fa \u0161kolu. Ke\u010f sa chce postavi\u0165 na vlastn\u00e9 nohy, nem\u00e1 nasporen\u00e9 to\u013ek\u00e9 peniaze, aby si mohol k\u00fapi\u0165 byt alebo rodinn\u00fd dom. Ako teda sa k\u00a0nemu dostane? Je to pomocou hypotek\u00e1rneho \u00faveru. No len\u017ee, aj tam potrebuje ma\u0165 ve\u013ea pe\u0148az\u00ed nasporen\u00fdch. Toto je d\u00f4vod, pre\u010do mnoho mlad\u00fdch \u013eud\u00ed ost\u00e1va b\u00fdva\u0165 so svojimi rodi\u010dmi, aj ke\u010f s\u00fa u\u017e dospel\u00ed a\u00a0chceli by sa osamostatni\u0165. Niektor\u00ed nemaj\u00fa bohat\u00fdch rodi\u010dov, ktor\u00ed by im len tak k\u00fapili byt alebo rodinn\u00fd dom. Ako si teda naspori\u0165 na nov\u00fa nehnute\u013enos\u0165?\u00a0\u00a0V\u00a0prvom rade, ak nem\u00e1me dostatok svojich financi\u00ed na k\u00fapu bytu alebo rodinn\u00e9ho domu, nemali by sme trva\u0165 na novostavbe. Star\u0161ie byty alebo rodinn\u00e9 domy s\u00fa omnoho lacnej\u0161ie a\u00a0nesk\u00f4r, ke\u010f budete ma\u0165 tro\u0161ku nasporen\u00e9, si viete star\u0161\u00ed byt alebo rodinn\u00fd dom prerobi\u0165 pod\u013ea svojich predst\u00e1v. Nie je nutn\u00e9, aby ste hne\u010f po k\u00fape bytu alebo rodinn\u00e9ho domu kontaktovali r\u00f4zne stavebn\u00e9 firmy alebo dizajn\u00e9rky. \u00a0\u00a0To m\u00f4\u017ee vyjs\u0165 pekne draho. Navy\u0161e tak\u00e9 dizajn\u00e9rky mnohokr\u00e1t maj\u00fa svoj \u0161t\u00fdl a\u00a0nemusia sa trafi\u0165 do toho v\u00e1\u0161ho \u0161t\u00fdlu b\u00fdvania. E\u0161te by ste im museli zaplati\u0165 aj za vyhotovenie ich pr\u00e1ce a\u00a0\u010das, ktor\u00fd nad t\u00fdm str\u00e1vili. Na \u010do? Vy si viete postupne pekne prerobi\u0165 aj star\u0161\u00ed byt alebo rodinn\u00fd dom. Aj pomocou va\u0161ich priate\u013eov a\u00a0bl\u00edzkej rodiny, ktor\u00e1 v\u00e1m ur\u010dite s\u00a0rados\u0165ou pom\u00f4\u017ee.\u00a0Ak na nie\u010do nem\u00e1te, neprer\u00e1bajte to. Ka\u017ed\u00e1 prer\u00e1bka, \u010di u\u017e bytu alebo rodinn\u00e9ho domu, sa zvykne predra\u017ei\u0165. Poriadne si premyslite, \u010di sa v\u00e1m naozaj neoplat\u00ed rad\u0161ej k\u00fapi\u0165 star\u0161\u00ed byt alebo rodinn\u00fd dom a\u00a0nep\u00fa\u0161\u0165a\u0165 sa do k\u00fapy novostavby.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010co si k\u00fapi\u0165, byt alebo dom?","item":"https:\/\/www.somfer.sk\/co-si-kupit-byt-alebo-dom\/#breadcrumbitem"}]}]